Life Insurance
How much insurance do you need? Click here to find out, just plug in your numbers and get your ideal figure. Then come back so we can help you get the type of insurance suited for you and your budget.
We offer policies from $1,000 face amount (depending on age). We also offer NO MEDICAL QUESTIONS term life insurance and whole life insurance. Need more information? Please use the 'Contact Us' form to the left or phone 1-800-471-0411 (506)454-3346 or email us at gordon@SmartChoiceLife.com. We can get you a quote that fits your needs within minutes over the phone.
What's the difference between Whole Life Insurance and Term Life Insurance?
Term life Insuranceis simple death insurance – when you die it pays the face amount of the policy. Term life Insurance has no cash value so you can’t borrow from it. - Think of term life insurance as renting insurance. It's like leasing an apartment for a set term, when that lease is up, a new term can start with a new (higher) rate. Term Life Insurance eventually expires at a specified age (usually age 65 - 80 depending on the company)
Buying whole life insurance is like buying a home with a mortgage. It costs more in the beginning but you get to own it over time. A home can be remortgaged to draw out equity – equity in a whole life policy can be accessed by a policy loan.
Click a topic below for more information:
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Guaranteed Issue - No Medical Exam
Term Life, Whole Life, and Universal Explained
Mortgage Insurance
Feel free to use our personalized quotation page as often as you wish.
A video Life Insurance 101, please come back often.
