Health insurance shouldn't be expensive. We work with all the major insurance firms to get you the best policy: Insurance Partners
Personal health insurance offers coverage for health expenses not covered by your provincial plan and helps cover the cost of preventative care or medical bills after a serious illness or accident. Personal health insurance may lessen the financial strain should any of the following occur; Requiring prescription drugs to treat chronic illness or a serious health condition Medical equipment you may require to assist you Out of country medical expenses in the case of an emergency
Disability Insurance protects you if you temporarily can't earn an income due to illness or injury or if you are permanently disabled due to illness or injury. While it will not replace all of your income, on average it covers between 60% and 85% of your earnings. Short term disability coverage provides benefits for up to 6 months while you're unable to work. Long-term disability insurance usually begins when your previous benefits end, such as short-term disability insurance, sick leave benefits and employment insurance benefits.
Critical Illness Insurance provides a tax-free lump sum payment that you can use while you're recovering from a life-altering illness. It can be used to cover loss of income, pay for private nursing, medical equipment, or anything else that will generally make it easier for you to recover stress-free.